After an accident, it is normal to have several questions about the future. Motorcycle accidents can be serious and leave you facing some difficult decisions. Knowing the answers to a few of these questions can help you get started on your path to recovery.
WHY SHOULD I GET A MOTORCYCLE ACCIDENT ATTORNEY IF I HAVE AN ACCIDENT?
There are many potential sources to cover your medical expenses, but there are differences between them. Because it can be confusing and you want to maximize the coverage available to you, an attorney can help guide you through the processes while you focus on your recovery.
You may be eligible for medical insurance coverage from your employer, and your motorcycle insurance may help pay medical expenses as well. If you were working when the accident occurred, worker’s compensation payments may be available, and you may even be eligible for government assistance, such as Medicare.
SHOULD I SPEAK WITH AN INSURANCE ADJUSTOR FOLLOWING AN ACCIDENT?
Many people mistakenly believe they must speak with an insurance adjustor after an accident. Talking with an insurance adjustor can actually work against you. If you are contacted by an adjustor, you can refuse to provide any information until you have spoken with your attorney. Even if you feel confident about the facts surrounding the accident, it is a good idea to talk with an attorney to ensure that the adjustor does not:
- Use erroneous information to get you to settle for a lower amount.
- Take a statement from the victim about health that is inaccurate.
- Encourage you to settle your case prematurely.
SHOULD I HIRE AN ATTORNEY TO SETTLE MY CASE?
Motorcycle and motor vehicle accidents are almost always more complicated than they first appear. Medical expenses, lost wages, property damage, and injury symptoms that do not develop until days or weeks after an accident are just a few factors in these cases.
An attorney can help you secure the compensation you are entitled to. They can determine the value of your case after an extensive investigation and serve as your representative while speaking to insurance adjustors, defendants, law enforcement, and even medical representatives. If you are still not sure about hiring an attorney after your accident, call an experienced motorcycle accident attorney for a free initial consultation.
HOW WILL MY MEDICAL BILLS BE PAID AFTER AN ACCIDENT?
If you are not at fault, the other party’s insurance is responsible for paying your medical and vehicle repair bills. In some cases, your own insurance may pay for the care.
Unfortunately, you may not see any insurance money before you are billed for treatment, and accepting a settlement too early may preclude you from filing a claim against or securing the compensation you deserve from the other party. Consult an attorney to determine the best course of action, and keep records of bills you have already paid out-of-pocket or through your own health insurance. Your attorney may suggest contacting your healthcare provider to put a hold on your account until the case is settled.
I FEEL OKAY. SHOULD I STILL SEE A DOCTOR AFTER MY ACCIDENT?
Always seek medical care immediately after a motorcycle accident. Waiting to see the doctor may work against you if you decide to file a claim later. Keep accurate and detailed records of the office visits and treatment recommendations. Take pictures of your injuries, if possible, and record names and addresses of the doctors you see. Keep every bill, letter, and receipt associated with the visits, including gas mileage information, prescriptions, and other forms of aid.
CAN I RECOVER LOST WAGES AFTER AN ACCIDENT?
Paperwork is key to recovering compensation. Many victims may be out of work for days, weeks, or even months after a motorcycle accident. To document lost wages, you will need a letter from your physician, a letter from your employer, and a copy of the police report. Your ability to recover damages for lost wages will require information about your work and background, market income rates, and a physician who can comment on your ability to work in the future. An experienced attorney can guide you to the documentation you will need.
Simplify your experience after an accident by contacting the California motorcycle attorneys at the BD&J Law Firm today.